Sample evaluation
DEMO-GL-2024-001
Illustrative file. Not a live claim. Figures match the product's golden case so the math is the same one the engine is tested against.
Riverside Property Group LLC · Maria Chen · General liability · FL · v1 — initial evaluation
Indemnity value
$516,744
- Gross verdict value
- $1,066,000
- Liability factor
- 48.5%
- Chance of a defense verdict
- 40.5%
Downside / Midpoint / Upside: $0.00 / $455,000 / $1,186,250
Liability
| Question | Yes | No |
|---|---|---|
| Insured negligent? | 70.0% | 30.0% |
| Claimant negligent? | 60.0% | 40.0% |
| Over bar? | 25.0% | 75.0% |
Damages worksheet
| Element | Low | Median | High |
|---|---|---|---|
| Medical expense past | $120,000 | $145,000 | $165,000 |
| Medical expense future | $80,000 | $210,000 | $420,000 |
| Income loss past | $45,000 | $52,000 | $60,000 |
| Income loss future | $60,000 | $190,000 | $380,000 |
| Economic total | $305,000 | $597,000 | $1,025,000 |
| Non-economic past | $90,000 | $175,000 | $300,000 |
| Pain and suffering | $40,000 | $140,000 | $320,000 |
| Loss of enjoyment | $5,000 | $20,000 | $40,000 |
| Future care | $15,000 | $60,000 | $140,000 |
| Non-economic total | $150,000 | $395,000 | $800,000 |
| Gross damages | $455,000 | $992,000 | $1,825,000 |
Paths
| Path | Path probability | Insured share |
|---|---|---|
| Insured not negligent | 30.0% | $0.00 |
| Insured negligent, claimant over bar | 10.5% | $0.00 |
| Insured negligent, claimant under bar — Low | 7.9% | $295,750 |
| Insured negligent, claimant under bar — Median | 15.8% | $644,800 |
| Insured negligent, claimant under bar — High | 7.9% | $1,186,250 |
| Insured negligent, claimant not negligent — Low | 7.0% | $455,000 |
| Insured negligent, claimant not negligent — Median | 14.0% | $992,000 |
| Insured negligent, claimant not negligent — High | 7.0% | $1,825,000 |
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